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Introduction to Agri-Tourism Lohagarh Farms Loans
Agri-tourism is growing fast in Haryana. Places like Lohagarh Farms in Gurgaon show how it works. These farms mix farming with fun activities. Visitors enjoy village life, games, and food. Loans help start such farms. In 2026, government schemes make it easy. Banks give money for land, buildings, and activities. Subsidies cut costs. Farmers near Panipat can use these. Poultry Farm Loans in India 2026: Get Up to 50% Subsidy and Start Earning Big
Lohagarh Farms is a top example. It offers day picnics with rural vibes. Started in 2016, it earns from tourism. Loans are taken for setup. New starters borrow for similar farms. Demand rises with city people wanting breaks.
Why Choose a Loan for Agri-Tourism Farms?
Loans let you build without full savings. Up to 10 lakhs under MUDRA. Subsidies from 25-50%. Farms like Lohagarh earn well. Tourists pay for stays and fun. Interest starts at 7%. No collateral for small amounts.
Haryana pushes farm tourism. It creates jobs in villages. Women and youth join. Little land needed if attached to farms. Panipat area suits due to location near Delhi.
Benefits of Agri-Tourism with Loans
Loans buy equipment and build huts. Modern facilities boost visitors. Subsidies ease repayment. Jobs grow in rural Haryana. Income from tickets and food.
Key Advantages Table
| Advantage | Description |
|---|---|
| Low Start Cost | Loans cover 80% setup. |
| Good Earnings | Like Lohagarh, 1-2 cr revenue range. |
| Job Creation | Helps areas like Panipat. |
| Subsidies | Up to 50% from schemes. |
| Easy for Beginners | Training in Haryana schemes. |
Key Government Schemes for Agri-Tourism
Government runs schemes for farm tourism. They give approvals and funds.
Haryana Farm Tourism Scheme
This scheme registers farms. Preference for those with agri land. Owners provide food and stays. Show village life. Subsidy for setup. Apply to Haryana Tourism. Guidelines from 2017, updated 2026.
Haryana Scheme Details
| Feature | Details |
|---|---|
| Eligibility | Farms with land, home food. |
| Subsidy | Varies, up to 25 lakhs. |
| Activities | Games, stays, culture. |
Animal Husbandry Infrastructure Development Fund (AHIDF)
AHIDF helps with 3% interest cut. For 8 years. 90% loan guarantee. Builds tourism infra like farms. Budget 29,000 cr till 2026. For MSMEs and farmers.
Pradhan Mantri Mudra Yojana (MUDRA)
MUDRA gives 10 lakhs no collateral. For small tourism farms. Shishu, Kishore, Tarun. Agri-tourism fits. Repay in 5 years.
NABARD Support for Rural Tourism
NABARD offers 25-33% subsidy. For SC/ST higher. Refinances loans. Covers tourism units like Lohagarh.
State-Specific Support in Haryana
Haryana focuses on horticulture and tourism. Crop loans at 0% interest up to 1.5 lakhs. For agri-tourism, link with farming. Bhavantar Bharpai Yojana helps horti farmers. Subsidy Rs 24,500-1.4 lakhs per acre for orchards.
Haryana Subsidies Highlights
| Scheme | Subsidy | Target |
|---|---|---|
| Horticulture | Rs 15,000-1.4 lakhs/acre | Fruits, veggies. |
| Farm Tourism | Approval + funds | Attached farms. |
Bank Options for Agri-Tourism Loans
Banks fund tourism farms. Link with schemes.
State Bank of India (SBI)
SBI offers agri loans for tourism. Rates based on profile. Start small like 500 visitors capacity.
Punjab National Bank (PNB)
PNB finances infra and working capital. Low rates.
Other Banks
Bank of India no collateral up to 2 lakhs. Canara Bank for rural tourism. ICICI agri term loans 7.4-10.2%.
Bank Comparison Table
| Bank | Min Loan | Collateral | Interest |
|---|---|---|---|
| SBI | Varies | No for small | 7-10% |
| PNB | Infra based | No for 2 lakhs | Low |
| Bank of India | Up to 2 lakhs | No | 7%+ |
| Canara Bank | Tourism units | Varies | Competitive |
| ICICI | Term loans | Varies | 7.4-10.2% |
How to Apply for Loans
Be Indian over 18. Experience in farming or tourism helps. Need land proof.
Visit bank or online. Submit ID, project report. Credit checked. Approve in 15-30 days. Funds in stages.
For Haryana scheme, apply to tourism dept.
Required Documents
Aadhaar, PAN, voter ID. Bank statements. Project with costs. Caste for subsidies. Land lease. Quotes for setup.
Documents Checklist Table
| Document | Purpose |
|---|---|
| Aadhaar/PAN | ID Proof |
| Bank Statements | Finance Check |
| Project Report | Cost Plan |
| Caste Certificate | Subsidy |
| Land Papers | Proof |
Challenges and Tips
Market changes affect visitors. Repay on time. Get insurance.
Use apps for booking. Kisan Credit Card for quick funds.
Risk Management
Promote online. Link with agri for subsidies. Biosecurity if animals.
Costs and Earnings
Small farm like Lohagarh costs 5-10 lakhs setup. Loan 80%. Subsidy reduces. Earn from tickets Rs 650-1000/person.
Cost Breakdown Table
| Item | Cost |
|---|---|
| Land Setup | 2-3 lakhs |
| Activities | 1-2 lakhs |
| Food Area | 1 lakh |
Success Stories
Lohagarh Farms started with loans. Now top spot in Gurgaon. Revenue in cr. Panipat farmers can copy.
Haryana women groups use MUDRA for small tourism.
Future in 2026
Digital approvals fast. Growth 10-15%. Tourism rises.
RKVY for krishi vikas. AHIDF extends.
Upcoming Trends
More subsidies for value-added crops. Agri-tourism links.
NABARD for feed units if animals.
Conclusion
Loans for farms like Lohagarh open doors. Plan well. Start now in Haryana.
FAQ Section
What is maximum loan for agri-tourism farm?
Up to 10 lakhs MUDRA. More via banks.
Subsidy under Haryana scheme?
Varies, preference for agri attached.
Collateral required?
No up to 2 lakhs.
Interest rates?
7-10%, 3% cut in AHIDF.
Who can apply?
Farmers, MSMEs in Haryana.
How to get AHIDF?
Bank apply for a subvention.
Documents for SBI?
ID, report, land.
Help for women?
Priority in groups.
No experience?
Training available.
Repayment?
3-5 years EMIs.
FAQ Table
| Question | Answer |
|---|---|
| Max Loan | 10 Lakhs MUDRA |
| Subsidy | Varies in Haryana |
| Collateral | No for Small |
| Rates | 7-10% |
| Eligibility | Over 18 Indians |
| AHIDF | 3% Cut |
| Documents | ID, Project |
| Women Help | Groups Priority |
| Experience | Training |
| Repayment | 3-5 Years |